August 12, 2022
Agency5 Things You Might Not Know About Home Insurance
The more you know about home insurance, the better equipped you’ll be to navigate it. Here are five things you might not know on the subject: Some dog breeds raise your premiums more than others. Dog bites tend to cost insurance companies around $30,000 on average. And certain breeds are, statistically speaking, involved in more […]
July 1, 2022
AgencyThe Common Terms Associated With Car Insurance
If you’re shopping for car insurance, you might hear many terms you’re familiar with. While you are buying only one policy covering just one vehicle, many factors determine the cost of your car insurance policy — and these terms often are used to describe these factors. The most common terms that affect your car insurance […]
June 14, 2022
AgencyHow Farm Insurance Can Protect Your Crops
As a farmer, you know that your livelihood often depends on the weather. So many external factors can affect crop growth, which dictates how much you earn. But rather than yielding to the uncertainty of ruined crops, you can protect yourself and your business with farm insurance. There are many facets of farm insurance—including livestock, […]
May 13, 2022
AgencyWhat are Out-of-Pocket Health Insurance Expenses?
When comparing health insurance policies, one of the terms you will come across is “out-of-pocket expenses.” What are these? What does this mean and how does it impact what you will pay for the insurance plan? Sometimes, out-of-pocket expenses are called cost sharing. It’s an important part of your policy, and a component that you […]
April 19, 2022
Agency3 Mistakes to Avoid When Choosing Life Insurance
Life insurance is a safety net for your family, but many people either don’t have life insurance at all or make mistakes in choosing the right plan. Here are three mistakes to avoid when choosing a life insurance policy. Not Choosing at All. Many people think that they don’t need life insurance, or that they […]
March 14, 2022
Agency5 Insurance Tips to Protect Your Small Business
Consider the following tips when it comes to purchasing business insurance for your small business. 1. Know what type of insurance is required in your state, county, and city. The first thing to do when purchasing business insurance is to find out what is required of you by law. All states and local governments have […]
February 23, 2022
AgencyBuying Homeowners Insurance for the First Time
Buying a home is an exciting but stressful venture. Beyond finding the perfect home, you also worry about how to insure it and how much coverage you need. First, find out the value of your home. You can do this online and get a professional appraiser to help you determine the value of your home. […]
January 24, 2022
Agency3 Reasons You Shouldn’t Let Your Auto Insurance Lapse
Although we are in an economic recovery, money can be a bit tight. But even in these situations, it’s important that you pay your auto insurance premium. There are severe consequences of driving without auto insurance. It’s Illegal When you own a vehicle, maintaining at least the minimum auto insurance is a requirement. Liability insurance […]
December 28, 2021
AgencyHow Much Does It Cost to Insure a Farm?
The cost of farm insurance varies on several different factors from your farm’s location and size to coverage limits and policy types. As an estimate, farm equipment may be insured around $15 for $1,000 in value. For example, say your combine is worth $380,000. This means it would cost approximately $5,700 to insure. What Does […]
November 23, 2021
AgencyPreventative Services that are Covered by Health Insurance
A year after the Affordable Care Act took effect, there’s still confusion circling around healthcare. But one thing is certain: everyone must now buy health insurance or face a penalty. And since it’s a requirement to have a health plan, you might as well take advantage of its benefits. One of the biggest benefits of […]