May 13, 2022
AgencyWhat are Out-of-Pocket Health Insurance Expenses?
When comparing health insurance policies, one of the terms you will come across is “out-of-pocket expenses.” What are these? What does this mean and how does it impact what you will pay for the insurance plan? Sometimes, out-of-pocket expenses are called cost sharing. It’s an important part of your policy, and a component that you […]
April 19, 2022
Agency3 Mistakes to Avoid When Choosing Life Insurance
Life insurance is a safety net for your family, but many people either don’t have life insurance at all or make mistakes in choosing the right plan. Here are three mistakes to avoid when choosing a life insurance policy. Not Choosing at All. Many people think that they don’t need life insurance, or that they […]
March 14, 2022
Agency5 Insurance Tips to Protect Your Small Business
Consider the following tips when it comes to purchasing business insurance for your small business. 1. Know what type of insurance is required in your state, county, and city. The first thing to do when purchasing business insurance is to find out what is required of you by law. All states and local governments have […]
February 23, 2022
AgencyBuying Homeowners Insurance for the First Time
Buying a home is an exciting but stressful venture. Beyond finding the perfect home, you also worry about how to insure it and how much coverage you need. First, find out the value of your home. You can do this online and get a professional appraiser to help you determine the value of your home. […]
January 24, 2022
Agency3 Reasons You Shouldn’t Let Your Auto Insurance Lapse
Although we are in an economic recovery, money can be a bit tight. But even in these situations, it’s important that you pay your auto insurance premium. There are severe consequences of driving without auto insurance. It’s Illegal When you own a vehicle, maintaining at least the minimum auto insurance is a requirement. Liability insurance […]
December 28, 2021
AgencyHow Much Does It Cost to Insure a Farm?
The cost of farm insurance varies on several different factors from your farm’s location and size to coverage limits and policy types. As an estimate, farm equipment may be insured around $15 for $1,000 in value. For example, say your combine is worth $380,000. This means it would cost approximately $5,700 to insure. What Does […]
November 23, 2021
AgencyPreventative Services that are Covered by Health Insurance
A year after the Affordable Care Act took effect, there’s still confusion circling around healthcare. But one thing is certain: everyone must now buy health insurance or face a penalty. And since it’s a requirement to have a health plan, you might as well take advantage of its benefits. One of the biggest benefits of […]
October 19, 2021
AgencyLife insurance provides a wide range of benefits for individuals throughout their lifetime. When you
Life insurance provides a wide range of benefits for individuals throughout their lifetime. When you are younger, it’s an incredibly valuable investment because it helps ensure your loved ones have the financial means to live the lifestyle they are used to even if you are no longer there to help them. If you carry debt, […]
September 27, 2021
AgencyHome Security Systems: DIY or Hire a Professional?
It’s no surprise that a home security system greatly reduces your chance of a break-in, which is why many people are willing to invest in one for their house. Depending on your needs, newer technology means some facets of security can be easily installed by the homeowner. However, there are times when it is a […]
August 31, 2021
AgencyBusiness Insurance for an Office-Based Business
Running an office means managing a group of people. It also means maintaining the safety and security of the space. You may spend time ensuring the equipment is running right, too. All of this presents risks to a company. Business insurance helps minimize those risks. Though an office space may seem like a very safe […]